Donor is the solution to the organ donation shortage.
Ten people die every day waiting for an organ. An easy,
simple, cost-effective incentive to obtain the requisite
donations is a life insurance policy furnished by the
United States Government, benefits to be payable upon
the donation and transplantation of the deceased's organs.
The numbers pertaining to the supply of and demand
for organs in the United States are such that the
problem is statistically solvable. At the very least,
we can provide organs to the eleven people who die
every day waiting. Page 10 of the Project Donor Report
details the figures as of the "snapshot" taken in
The Gallup survey of 1993 conducted for the Partnership
for Organ Donation showed that Americans appreciate
the value of organ transplantation and approve its
use as a medical therapy. Nevertheless, there is a
low rate of organ donation for reasons which are not
convincing or deeply held. Recognizing and preparing
for your own death, a requirement for making a decision
to be a donor, is ripe territory for benign neglect.
What is needed is an ethical, compelling benefit,
used as an incentive, to overcome people's reluctance
to act when confronted with this distasteful situation
and convince them to give a gift by way of a directed
decision to becoming an organ donor .
This benefit/incentive is Project Donor's United
States Government Organ Transplant Life Insurance
Policy. A no-cost organ transplant life insurance
policy in the amount of $10,000.00 is issued by the
United States government or a Congressionally chartered
non-profit organization, the benefit payable to a
directed beneficiary, upon the transplant of any one
or more major organs from a deceased individual. The
donor card and/or life insurance contract are revocable
by the donor. The names of the beneficiary(s) are
strictly confidential, inaccessible to family members,
medical personnel and others. The donor card and insurance
contract are binding and enforceable in a court of
law. No member of the donor's family has the right
or power to void the agreement, pursuant to the Uniform
Anatomical Gift Act (1987), Section 2.(h).
The quid pro quo use of a benign, common and popular
financial instrument as a stimulus for public good
is not only customary in our society, but is consistent
with the financial payments made to doctors, hospitals,
transplant organizations and health insurance companies.
The United States Government Organ Transplant Life
Insurance Policy's benefit payment is as ethical as
any other life insurance benefit payment.